
Canada’s inflation hits 3.1%
Transportation accelerated while food inflation cooled.
The number that changed, why it matters and what to do next—backed by official sources.

Transportation accelerated while food inflation cooled.

The benchmark fell, but affordability is not fixed.

What the headline means—and how to prepare without panicking.

Confirmed EI figures, the planned CPP rate change and what remains unknown.

October 20 is the date. Your CRA notice—not the headline maximum—is the number to budget.

OTB, ACWB, disability, CCB, CPP and OAS in date order.

Start with the CRA notice, banking details and the 10-working-day rule.

Calculate the 1.9% increase, then check the 90-day notice, 12-month timing rule and exemptions.
Run the rent calculation →Current Canadian searches, turned into practical answers with direct links to the source material.

Personal gifts, business income and donation receipts do not follow the same rules.

Compare eggs, lentils, yogurt, tuna, tofu and chicken by cost per 30 grams.

Six dollars a week becomes $312 a year—and potentially much more over decades.

Groceries benefit, CCB, CPP, OAS, OTB, ACWB and disability dates in one place.
Free Matelacom calculators. No account required.
Compare contribution amounts and estimate a 2026 Ontario tax effect.
Open calculator →See property tax, utilities, insurance and maintenance beyond the mortgage.
Open calculator →Test savings, contribution, time and return assumptions.
Open calculator →Material rules and dates link to government, regulator or primary-source pages.
New and updated pages are reviewed and approved by Matelacom Inc. before publication.
Analysis is separated from confirmed facts, estimates and unknowns.